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Finance options for High-Value and Commercial Assets

Asset & Motor Finance built around you

We pioneered Classic and Sports Car Finance, so we understand the cars and the market better than anyone.

CAR FINANCE

We pioneered Classic and Sports Car Finance, so we understand the cars and the market better than anyone.

For nearly 30 years we have been helping people and businesses fund the things that matter to them. We started with cars, not ordinary cars, but the cars that demand a different level of knowledge – classics, sports cars, supercars, historic vehicles, race cars and collections. We know and understand the market and recognise what makes that asset different and, perhaps most importantly, taking the time to understand what our clients are trying to achieve.

Our car finance products are flexible to your own specific needs and requirements. Our experience and expertise ensure you are advised correctly and that your finance package is one that suits you. We pride ourselves on efficient service resulting in quick decisions and fast payouts.

We have the experience to handle your request, whatever it may be

Our asset finance solutions are flexible and tailored to your specific needs and requirements. Our experience and expertise ensure you receive the right advice and a finance package that works for you and your business.

We pride ourselves on providing an efficient, personal service, resulting in quick decisions and fast payouts.

Car Finance Options

Your car finance options

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Asset & Motor Finance

A straight forward way to spread the cost of your car with fixed monthly payment.

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Hire Purchase

Hire Purchase is the most widely used form of finance, and the loan is secured against the car or asset itself. You pay an agreed deposit and finance the remainder of the balance, usually over 2–5 years, the choice is yours. Once you have completed all the payments the asset is yours. You can settle the agreement at any time or make amendments to the agreement to suit your current requirements.

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Balloon Payment with HP

A hire purchase with a balloon payment allows you to offset a certain amount of what you are borrowing until the end of the agreement. This lowers the monthly payment when compared to a normal hire purchase agreement, however at the end of the agreement you will need to settle the balloon payment. Balloon payments can appear attractive but are not suitable in all circumstances. Let us advise you accordingly to ensure you have the right funding options for your needs.

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Equity Release

Equity release, also known as capital release, allows you to unlock any capital in a car or asset you already own. By financing a car, collection or asset, you will receive a cash payment of the agreed amount, providing funds to spend as you wish, perhaps for any other purchase or project you may have requiring funds.

SCENARIO OVERVIEW
Buying a classic car

Whether you’re adding to your collection or purchasing your first classic, we structure finance that protects your cash flow while securing the car you want.

Tailored Structure

Hire Purchase, PCP or refinance options structured around the car, your circumstances and how you want to manage your capital.

Asset Backed

Finance can be secured against the vehicle itself, helping you fund the purchase without unnecessarily tying up other personal assets.

Flexible Terms

Repayment periods and structures can be tailored around your plans, giving you greater control over monthly payments and cash flow.

Finance Options

Why you should choose us.

  • We live and breathe the world of classic and performance assets. Our experience means we understand what matters to collectors, enthusiasts and businesses.

    Talk to a specialist
  • No, we believe in completely transparent billing with absolutely zero hidden fees or surprise charges, allowing you to upgrade, downgrade, or cancel your subscription plan at any time directly from your account settings.

  • No, we believe in completely transparent billing with absolutely zero hidden fees or surprise charges, allowing you to upgrade, downgrade, or cancel your subscription plan at any time directly from your account settings.

  • No, we believe in completely transparent billing with absolutely zero hidden fees or surprise charges, allowing you to upgrade, downgrade, or cancel your subscription plan at any time directly from your account settings.

  • No, we believe in completely transparent billing with absolutely zero hidden fees or surprise charges, allowing you to upgrade, downgrade, or cancel your subscription plan at any time directly from your account settings.

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Our approach

Simple in principle. Specialist in execution.

  • First, we understand what you want to achieve.

  • We look at the asset, the circumstances and the wider requirements.

  • We explore the funding structures that may be appropriate.

  • We use our network of specialist finance providers to identify potential solutions.

  • We guide you through the process from initial conversation through to completion.

READY TO TALK?

Finance built around you.

Press Office

Make an enquiry

We’ll get back to you within 1–2 business days.

Rob

Chairman, Classic & Sports Finance